I have been a loan officer for three and a half years now.  However, just recently I became a first time homebuyer myself.  Purchasing my own home has given me the opportunity to have a better understanding of what my clients are experiencing.

It is all very exciting and yet can be overwhelming at times.  My job is to make the process as simple as possible, for all of my clients.  I do my best to make sure everyone involved understands and is comfortable throughout the entire loan process.

Atlantic Home Equity highly competitive in the mortgage industry because we act as a lender as well as a broker.  Which means we have hundreds of loan programs at our disposal.  This gives us the ability to provide the best mortgage solution for each loan scenario. 

Our Various Loan Products 

• Conforming Fannie Mae and Freddie Mac Loans
• Jumbo Loans
• 103% and 107% Loans
• Stated Income for Self-employed and W2 Wage Earners
• No Income Verification
• Bank Statement Programs
• No Rental Verification
• Multi-unit properties
• Investment homes and Second home properties
• Fixed rates, adjustable rates, and interest only options are all available

Call today to get approved for your new home!!!  Free over the phone application!!!  Get approved within one hour!!!  I will find the appropriate loan program based on individual financial needs!!!

I am accessible 24 hours a day
 

Pat Bowling
American Home Service Mortgage
22685 Three Notch Road #2
California, MD 20619
Cell: 301-904-2276

Internet mortgages have taken a noteworthy path recently - with important developments that Realtors, Builders and other associated with the Real Estate Industry should understand!

Perhaps most notable is the desire by many borrowers to have access to a "real" loan officer to discuss the best way to structure the mortgage, to answer questions, or just for reassurance.

Our own research has shown that most Builders and Realtors discourage the use of internet mortgages because it completely removes them from the "information loop," and the percentage of on-time closings is dismal. In some cases loans are never funded. Additionally, online lenders typically have no allegiance to Builders/Realtors and don't aggressively work to hold deals together.

Our interactive online application has always been customer oriented. We always provide access to a "real" loan officer who supports Builder/Realtor relationships. Our borrowers have 24/7 access to the status of their loan before and after closing, and we encourage Builders and Realtors to use our 24/7 internet access to track the status of their clients' loans from application to settlement.

Our extensive internet capability was developed to support our long-standing history of cooperation with industry partners and provide added value and convenience for our borrowers. We have effectively brought 61 years of mortgage lending experience to your desktop via the internet. We invite you to leverage our technology to increase your sales.

Call Pat Bowling for more details. Cell: 301-904-2276

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